Hurricane Insurance Bad Faith Attorney | Marr Law Firm

Hurricane Insurance and Bad Faith

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Marr Law Firm is well recognized for its aggressive representation of policyholders and consumers in State and National litigation.

Hurricane Damage Claims

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After a relatively quiet post-Katrina period, hurricanes have returned with a vengeance. No category 3 storm had made landfall on the U.S. mainland for 10 years until 2016. Now, per national reporting, “the U.S. has been hit by 4 hurricanes of 130 mph-plus winds – Harvey, Irma, Maria and Michael – in the past two storm seasons, the most in 150 years of records.” Hurricane Harvey – record flooding (Texas); Hurricane Irma – record duration of speed - (Florida Keys); Hurricane Maria – Puerto Rico’s deadliest disaster (Caribbean); Hurricane Florence – wettest storm to hit the Carolinas (North Carolina); and Hurricane Michael – strongest storm to hit the Florida Panhandle (Florida). What each have in common to the handling of property damage claims during Hurricane Katrina is “Wind v. Water” protocol and the desire to manipulate the same. Through the use of hand-picked and biased engineers, many insurance companies are resorting to old tricks to avoid paying legitimate claims. As before, the engineer reports are merely boilerplate and cookie-cutter in nature. Most importantly, engineer reports contain the finding that the water caused the majority of damage and hence the loss is not covered. Our firm has a long history of exposing insurance companies who have engaged in outcome-oriented claim handling practices. Investigations are required to be fair, objective and free of bias. In failing to meet this requirement and instead using the opinions of bought-and-paid-for engineer to avoid paying legitimate claims, insurance carriers engage in the most egregious type of bad faith conduct. We have recovered millions of dollars in damages for our catastrophe victim clients from insurers for this very scheme.